Gwong Microfinance Bank also works with micro business owners with the sole aim of enriching their stock values and thus enriching their livelihoods. The Bank has extending loan facilities in excess of NGN50 Million to such categories of businesses. Over 80% of the micro businesses we work with resides withing Southern Kaduna of Kaduna State. Gwong Microfinance Bank’s financial inclusion effort, therefore, focuses on promoting a savings culture, access to credit facilities for income-generation purposes, and reducing vulnerability to risks through micro insurance. The Bank’s major lending strategic plan deploys both the group and the individual lending methodology in its operations with a leaning toward women, youth and micro-entrepreneurs. It believes in the commitment of women and youth folks and micro businesses to work hard and help their families conquer poverty. This explains why the management in its resolve to bring the banking services nearer to the rural people embarked on massive awareness drive through electronic and print media, intimating rural dwellers of the importance of Microfinance Banking to their overall well-being.