Emerging Africa

Emerging Africa Group

FAQs

EAAML FAQs

How does a Mutual Fund work?

A Mutual Fund also known as a Collective Investment Scheme (CIS) is formed by pooling funds of several individual and corporate investors, which gives the Fund greater “bargaining power”, to obtain better returns on investment. A Mutual Fund aims to maximize returns by investing its assets in selected authorized securities in line with its investment objectives.

 

A Fund Manager is responsible for setting up and investing the mutual fund’s assets by ensuring best performance within the permissible guidelines provided in the Fund’s Prospectus and Trust Deed.

 

Mutual Funds are regulated by the Securities and Exchange Commission.

Is my return/interest guaranteed on a Mutual Fund investment?

No. There is no guaranteed return on the mutual fund. Returns are dependent on prevailing market forces and the Fund Manager’s ability to manage the risks and maximize the returns. Past performances of mutual funds are helpful in indicating the future performance but are not guarantees of a Fund’s future performance.

How can I redeem my investment?

Fill a Redemption Form and return to the Fund Manager. The request will be processed within 1-3 business days.

Can I redeem my funds online?

Yes. Your funds can be redeemed online after you have duly completed and executed an online consent and redemption agreement. Online redemptions are processed within  24 – 48 hours. (this is to become operative when our wealth app is functional.)

Will I be penalized for withdrawing my funds?

Only if it is redeemed within the minimum holding period. After the holing period, redemptions are not subject to penalties

Where can I get a subscription/redemption Form?

The forms are available at all our offices and can also be downloaded from our website https://emergingafricagroup.com/documents/

How do I make additional subscriptions?
  • Set up a standing order for direct monthly debit using your name as reference
  • Make a direct transfer to the account of the mutual fund you need to top up, send proof of transfer to [email protected]
What is the minimum initial amount that can be invested?
  • Emerging Africa Money Market Fund – 5,000 units (at N1 per unit) i.e. N5000
  • Emerging Africa Bond Fund – 10,000 units (at the prevailing offer price per unit)
  • Emerging Africa Balanced Diversity Fund – 10,000.00 units (at the prevailing offer price per unit)
  • Emerging Africa Eurobond Fund – 5 units (at the prevailing offer price per unit)
What is the minimum subsequent amount I can invest?
  • The minimum subsequent amount that can be invested are 
  • Emerging Africa Money Market Fund – in multiples of 1,000 units
  • Emerging Africa Bond Fund – in multiples of 10,000 units
  • Emerging Africa Balanced Diversity Fund – in multiples of 10,000 units
  • Emerging Africa Eurobond Fund – in multiples of 10 units
What is the procedure for Foreign Investors to invest?

As a Foreign Investor, all you need to do is make a payment into the Eurobond Fund account (further details are provided on the Form and our website)(This is not yet on the website) and then forward a scanned copy of the completed Form to [email protected]. Please state the purpose of the funds being transferred on the SWIFT message e.g. “Investment in Mutual Fund” 

Can I invest for a minor and others?

Yes, it is possible to invest for minors.

Do I get a receipt or certificate?

Yes, you get a confirmation of subscription. The confirmation of subscription will be forwarded to your email.

Do I get a receipt or certificate?

Yes, you get a confirmation of subscription. The confirmation of subscription will be forwarded to your email.

Can I use my investment in Mutual Funds as a collateral for a loan?

Yes, this is possible as some banks accept evidence of investments in Mutual Funds as collateral for bank loans. However, this depends on each bank’s lending policy. (our Microfinance bank also accepts this as collateral and will depend on agreement)

How long should I stay invested in the Mutual Fund?

Our mutual funds are open-ended and there is no maximum period of participation.

Do the Mutual Fund pay dividends?

Our mutual funds pay dividends periodically and investors have the option of reinvesting these dividends or receiving it in their bank accounts.

I have not received the income distribution on my Mutual Fund investment. What do I do?

Please send us an email to [email protected] for prompt resolution.